A bank account which has overdraft just in case a bill has to be paid before you have enough funds in the bank. It relieves a lot of stress. Especially if your partner works for tips too.
All our bills are pre-authorized payments so with the overdraft I know they are covered.
We also pay ourselves every Friday. It is not much but at least it is something.
Oh yes if you leave a job don’t until you have another to go to. It is amazing how quick any savings disappears.
Like someone once said, “Keep the hammer down!” Just keep it going. Don’t save some money just to waste it on nothing. Have a goal.
Get it done!