You get some money and take some time off then you gotta go back and make some money again.
You make some money again enough to pay your bills then save a bit to take a holiday so you can pay your bills while you are off then it is back to work again.
You go back to work to make some money for your next time off then you take some time off with enough money to pay your bills and then it is time to go back to work and make some more money.
After working a while you save enough money this time for a vacation with enough money leftover in the bank to cover your bills then just in time you are back to work to make more money so you can take another vacation a year from now.
A year from now you take another vacation with enough money leftover in the bank to cover your bills then just in time you are back to work to make some more money so you can take some time off sometime.
Sometime you take some time off with enough money in the bank to sit around the house for a week then it is time to go back to work knowing you have had enough in the bank while you are at home to cover your bills.
Two years from now you save enough money to take a longer vacation in some faraway place knowing you have enough money in the bank to cover the bills and when you return it is time to go back to work cause you need the money to cover your bills that are coming due next week.
You reach 75 years old and your kids move away and you are finally alone. The wife and you sell whatever your house is worth but because now you are not working as waiter anymore you buy something cheaper like a trailer hoping that you will have enough money in the bank to cover the bills while you and the wife finally take a vacation by yourself.
When you return you decide maybe it is best to get a job part time as a waiter in an old folk’s home so you will have enough money to take another vacation in the near future.
Pretty simple wasn’t it???